Make More Money From Your Employee Stock Purchase Plan
Join the hundreds of employees who are gaining, on average, an extra $3,000 annually through their ESPP with Benny.
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The total cost to get your ESPP funded through Benny is just a fraction of your ESPP gains, allowing you to pay directly from the unlocked earnings.
With Benny, you can either set it and forget it or, if you’re like us and love numbers, you’ll love your custom ESPP dashboard! Once you’re onboard, Benny becomes your partner, helping you take care of everything from contributions to gains management and everything in between.
We’re sure you’ll love using Benny but, just in case: everything is transparent and upfront. As a Benny user, you’re able to cancel anytime without penalty. With zero risk, there’s truly no better time to max out your ESPP.
Your ESPP enrollment process stays the same through your employer. At Benny, we encourage you to maximize your ESPP contribution to fully benefit from your plan. With Benny’s funding covering your contributions maxing out your ESPP is painless - your paychecks remain intact!
For each paycheck, Benny helps you utilize those funds to cover your ESPP deductions with a deposit into your bank account. You'll fully participate in your ESPP without affecting your-take home pay.
Your employer buys ESPP shares at a discount, securing you instant gains. Use those gains to repay your balance with the fee coming to a fraction of the gains unlocked.
"The profit from my ESPP has helped me pay off my student loan faster by several months!"
- Hallie from Microsoft
"I used to have to choose between ESPP and 401(K). With Benny, I am able to get the full 401(K) match and maximize my ESPP."
- Chris from LabCorp
"I have been putting the extra dollars from my ESPP toward my daughter's college education fund."
- Lynne from Intuit
Benny is on a mission to turn ESPPs into a key part of personal finance strategies for employees at public companies in the U.S. We’re building the software, connections, and tools to help folks make more money from their ESPP.
We believe ESPPs are a valuable investment tool that all employees should take advantage of. That’s why Benny gives you cash to max out your ESPP so you can make the most of this benefit. The amount you can contribute depends on: 1. What your plan allows, and 2. IRS limits
Enrolling in an ESPP can vary from company to company. Typically you enroll in an ESPP during the applicable ”election” period or the ”open enrollment” period set by your company. We recommend confirming whether your company automatically enrolls new eligible employees in the ESPP or if you have to re-enroll in your ESPP each period.
An employee stock purchase plan (ESPP) is an employer-provided benefit that allows you, the employee, to purchase shares of your company stock at a discounted price. You pay for the shares of your company’s stock through automatic payroll deductions.
There are two costs to be aware of when using Benny: 1. Monthly Subscription: Benny charges a $7 monthly subscription fee for use of the platform 2. APR (Interest): This is charged by the partnered provider we connect you with In total, these two will roughly come to 15%-20% of the gain you receive from the discount given by your company. Note, any gain from a look back is yours!
© Rooted Lending Inc. dba
The information provided on this website is intended for informational purposes only and does not represent an offer or solicitation to buy or sell any security. Further, the illustrative examples provided herein are not intended to guarantee future performance of any specific investment. Rooted Lending, Inc. does not provide financial advisory services and all prospective clients are encouraged to consult with their independent financial adviser before deciding whether ESPP participation is right for them.
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